Bernadette Joy is a nationally recognized money expert featured on Good Morning America, NBC News, Time and USA Today for her unique ability to inspire her audience to explore the intersection between net worth and self-worth.

While she has two degrees in business and a degree in psychology, her credibility comes from truly leading by example. As first generation Filipino Americans, she and her husband AJ paid off a whopping $300,000 of debt in three years AND grew their first $1 million of net worth in their thirties. Not one dime was inherited, while transitioning from a decade as a corporate HR professional to a six-figure business owner.

I am dedicated to guiding individuals and businesses on their journey to self-discovery, growth, and success. I believe that everyone has a unique set of talents and untapped potential waiting to be unlocked, whether in personal life or in business. My mission is to empower you to rise above your limitations, embrace your true self, and achieve the professional success you aspire to.